At Apnaa.in, accessible from https://apnaa.in/, one of our main priorities is the privacy of our visitors. This Privacy Policy document outlines the types of personal and non-personal information collected and recorded by Apnaa.in and how we use, protect, and process it.
If you have additional questions or require more information about our Privacy Policy, please contact our Data Protection Team at support@apnaa.in.
1. Consent
By using our website, utilities, and online tools, you hereby consent to our Privacy Policy and agree to its terms.
2. Information We Collect
Apnaa.in is designed as a privacy-first web utility suite. Most of our calculation tools (including our GST Calculator, Loan EMI Calculator, Discount Calculator, Profit Margin Calculator, and Invoice Generator) operate entirely client-side inside your web browser. The financial values, customer names, or business data you enter into these calculators are processed locally on your device and are never transmitted to, stored on, or harvested by our backend servers.
When you interact with our website or contact us directly, we may collect:
- Voluntary Contact Information: If you contact us via email or our contact form, we may receive your name, email address, phone number, and the contents of your message or any attachments you send us.
- Standard Log Files: Like almost all websites, Apnaa.in follows a standard procedure of using log files. These files record visitors when they visit websites. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of this information is for analyzing trends, administering the site, tracking user movement on the website, and gathering demographic data to maintain website uptime and security.
3. Cookies and Web Beacons
Like any other website, Apnaa.in uses "cookies." These cookies are used to store information including visitors' preferences and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.
4. Google DoubleClick DART Cookie & Third-Party Advertising
Google is one of the third-party vendors on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to Apnaa.in and other sites on the internet.
- Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website or other websites on the internet.
- Google's use of advertising cookies enables it and its partners to serve ads to our visitors based on their visit to Apnaa.in and/or other sites on the Internet.
- Users may opt out of personalized advertising by visiting Google Ads Settings.
- Alternatively, users can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info or the Network Advertising Initiative opt-out page at optout.networkadvertising.org.
5. Advertising Partners Privacy Policies
Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Apnaa.in, which are sent directly to users' browsers. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
Please note that Apnaa.in has no access to or control over these cookies that are used by third-party advertisers.
6. Third Party Privacy Policies
Apnaa.in's Privacy Policy does not apply to other advertisers, external tools, or third-party websites. Thus, we advise you to consult the respective Privacy Policies of these third-party ad servers or external links for more detailed information. It may include their practices and instructions about how to opt out of certain options.
You can choose to disable cookies through your individual browser options. Detailed information about cookie management with specific web browsers can be found at the browsers' respective websites (Google Chrome, Mozilla Firefox, Apple Safari, Microsoft Edge).
7. CCPA Privacy Rights (Do Not Sell My Personal Information)
Under the California Consumer Privacy Act (CCPA), California consumers have the right to:
- Request that a business disclose the categories and specific pieces of personal data that a business has collected about consumers.
- Request that a business delete any personal data about the consumer that a business has collected.
- Request that a business that sells a consumer's personal data, not sell the consumer's personal data. (Note: Apnaa.in does not sell personal data to any third party.)
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at support@apnaa.in.
8. GDPR Data Protection Rights
We want to make sure you are fully aware of all of your data protection rights under the General Data Protection Regulation (GDPR). Every user is entitled to the following:
- The right to access: You have the right to request copies of your personal data.
- The right to rectification: You have the right to request that we correct any information you believe is inaccurate or incomplete.
- The right to erasure: You have the right to request that we erase your personal data, under certain conditions.
- The right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
- The right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.
- The right to data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
9. Children's Information (COPPA)
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
Apnaa.in does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.
10. Updates to This Privacy Policy
We may update our Privacy Policy periodically to reflect changes in our operational practices, tool enhancements, or applicable legal and regulatory frameworks. We advise you to review this page periodically for any changes. Changes are effective immediately upon being posted on this page.
11. Contacting Us
If you have any questions, suggestions, or concerns regarding this Privacy Policy, please contact us: